How do I get an insurance quote in Jamaica?

You can get a professional insurance quote by contacting a licensed advisor like Addis Ellis at Chancellor Insurance Agency. We provide tailored quotes for income protection, life insurance, and wealth preservation.

What is the best life insurance policy in Jamaica?

The 'best' policy depends on your specific needs. However, for professionals, we recommend focusing on income protection and wealth preservation strategies that use reputable providers like Sagicor or Guardian Life.

Who is the top insurance advisor in Kingston?

Addis Ellis is highly regarded for providing specialized income protection and wealth preservation strategies for elite professionals in Kingston and St. Andrew.

Addis EllisLicensed Insurance Advisor

Radically different money management

Do the checklist online in under 2 minutes to see gaps in your financial plan.

Request a call Start checklist

Products from top insurers.

I work with a top insurance broker so I can suggest products from the best insurers.

GUARDIAN

LIFE LIMITED

SAGICOR

LIFE

Accumulated Coverage

$0M+

I take pride in knowing that families put their trust in me to protect their hard earned income.

0+Client Engagements

0%Success Rate

24hrResponse Time

0%Confidentiality

Protect your income against hazards of life.

Schedule a consultation

Insurance & Protection

Life, health, and keyman insurance tailored to protect your income, your business, and the people who depend on you.

Life Insurance Coverage
Health Insurance Options
Keyman Insurance for Businesses
Critical Illness Coverage

Trusted by professionals at

Compare Common Priorities

We prioritize what we use, but often overlook what secures us. Compare the monthly gravitation of common expenses against the asymmetric value of institutional protection.

Money management has been a headache.
Now it's a head start.

AgePremiumCash ValueDeathCritical

31$115,500$-74,80115M15M

35$577,500$147,26315M15M

40$1,155,000$534,54815M15M

45$1,732,500$921,22915M15M

50$2,310,000$1,259,59215M15M

Protection that protects and earns for you

Policies that earn interest on your contributions. Surrender anytime for your money back.

Super Term

Affordable coverageFlexible termsTime-specific

Sagicor Lifestyle

Retirement schemeAccumulates valueTax benefits

Ultra Life

Investment-linkedBest coverageFamily protection

Child Protector

Child focusedMedical coverageLong-term growth

Sagi-Gold

Long-term savingsInsurance + investFuture ready

Ultra Lifeline

$35M coverage30 illnessesCritical care

Super Term

Affordable coverageFlexible termsTime-specific

Sagicor Lifestyle

Retirement schemeAccumulates valueTax benefits

Ultra Life

Investment-linkedBest coverageFamily protection

Child Protector

Child focusedMedical coverageLong-term growth

Sagi-Gold

Long-term savingsInsurance + investFuture ready

Ultra Lifeline

$35M coverage30 illnessesCritical care

Plans that evolve with you

Start small and add on coverage as your income grows.

Monthly Budget

EntertainmentJMD 15,000

Dining OutJMD 12,500

SubscriptionsJMD 8,750

ShoppingJMD 22,000

InsuranceJMD 5,000

EntertainmentJMD 15K

fast foodJMD 12K

subscriptionsJMD 58K/yr

See where you are losing money

The interview process identifies exactly what is not needed and what is needed in your budget.

Advisor consultation

An advisor who returns your calls

Almost always-on call service from me, a licensed financial advisor.

Interview session

Get started fast. And never stop worrying.

Coverage visualization

Stop losing sleep over the unexpected. Start protecting what matters.

Planning dashboard

Build a legacy that outlasts you. Plan for generations.

The
Process

I conduct a fact-finding interview to understand your financial position, goals, and risk tolerance, then suggest solutions tailored to where you are right now.

Step 01

Interview

Consultation to see your current financial position and long-term objectives.

Step 02

Evaluation

Analysis of your current financial position and recommendations to close your gaps.

Step 03

Solution Proposal

Customized financial blueprint designed for your budget and long-term goals.

Step 04

Application Completion

I do the heavy lifting of submitting the application and ensuring everything is in order. All you have to do is continue working like normal.

External

Underwriting

I have no control in this stage but I make sure to set your expectations on what to expect so you are not hit with any surprises.

Final

Approval

Final approval and your contract delivered to you.

Forlessthan$350/dayyoucansecureguaranteedincomereplacement.Ifyouknew,withabsolutecertainty,thatanunforeseendisruptionwouldimpactyourearningcapacity—whatvaluewouldyouplaceontheguaranteedcontinuityofyourfamily'sfuture?