Addis Ellis
Licensed Insurance Advisor
Me in 10 seconds
Hi waving hand, I'm Addis, a licensed financial advisor based in Kingston, Jamaica. If you are reading this, that means we just met or you stumbled across my links somehow.
I work with individuals, families, and business owners to protect their income and build a plan that actually fits their life, no jargon, no pressure.
What I do
I help persons build a financial plan. Whether it be life insurance, health and critical illness cover, income protection, budgeting, or retirement and estate planning, I can help you figure out what you need and put it in place.
Not sure where you stand? The free Financial Checkup shows you your gaps in about two minutes.
My Numbers so far
How I work
I follow a four-step process so you always know what is happening and what comes next.
- 01InterviewA 30-minute conversation to understand your financial situation, goals, and concerns. No pressure, just clarity.
- 02Gap analysisI analyze your current coverage and identify exactly where you are exposed, with clear recommendations on what to prioritize. If time allows I do this in the first meeting.
- 03Tailored proposal deliveredReceive a personalized plan with specific products, coverage amounts, and how it fits your plan for the future. This time allows this can also be delivered in the same meeting.
- 04Application & ongoing reviewsI handle the heavy lifting of submission and underwriting, then review your coverage annually as life changes.
Insights
Feel free to read about some of my thoughts.
- Your Age and Health Are an Asset, Cash Them In While You Can
InsuranceWhat a healthy 25-year-old can lock in
June 2026
How a healthy 25-year-old locks in J$50M of coverage for about J$20,000 a month, the leverage, the mortgage edge, and how the Interest Fund builds.
- Budgeting in Jamaica: Where Does Your Money Actually Go?
BudgetingA simple, interactive way to plan your money
June 2026
The 50/30/20 rule made simple, with a live JMD calculator and a money-leak finder to see where your money really goes.
- Life Insurance for the Self-Employed in Jamaica
InsuranceCoverage when there's no employer plan
June 2026
If you work for yourself, there's no group plan behind you, here's how to build your own safety net.
- Critical Illness vs Life Insurance: What's the Difference?
InsuranceTwo different risks, two different covers
June 2026
Life insurance pays if you pass; critical illness pays if you survive a serious diagnosis. Why many people need both.
- How Much Life Insurance Do You Actually Need in Jamaica?
InsuranceWorking out the right coverage amount
June 2026
A simple framework for sizing your life insurance coverage around your income, debts, and dependents.
- Term vs Whole Life Insurance in Jamaica: Which One Fits?
InsuranceChoosing the right type of plan
June 2026
The real difference between term and whole life insurance, and how to tell which one fits your situation.
- Life Insurance for Young Families in Jamaica
InsuranceProtecting children and a partner
June 2026
Why young parents in Jamaica get the most value from life insurance, and what to set up first.
- Keyman Insurance: Protecting Your Jamaican Business
InsuranceCoverage for business owners
June 2026
How keyman insurance protects a Jamaican business when it loses an owner or an essential person.
- Don't Take It From Me, Take It From ChatGPT
BudgetingBudgeting, planning, and insurance priorities
February 2026
Practical AI prompts to build a budget in JMD and get your money organized.
- Insurability Is a Privilege, Not a Right
InsuranceLife and health coverage decisions
January 2026
Why locking in life insurance coverage while you are healthy matters more than you think.