Insights
Feel free to read about some of my thoughts.
- Your Age and Health Are an Asset, Cash Them In While You Can
InsuranceWhat a healthy 25-year-old can lock in
June 2026
How a healthy 25-year-old locks in J$50M of coverage for about J$20,000 a month, the leverage, the mortgage edge, and how the Interest Fund builds.
- Budgeting in Jamaica: Where Does Your Money Actually Go?
BudgetingA simple, interactive way to plan your money
June 2026
The 50/30/20 rule made simple, with a live JMD calculator and a money-leak finder to see where your money really goes.
- Life Insurance for the Self-Employed in Jamaica
InsuranceCoverage when there's no employer plan
June 2026
If you work for yourself, there's no group plan behind you, here's how to build your own safety net.
- Critical Illness vs Life Insurance: What's the Difference?
InsuranceTwo different risks, two different covers
June 2026
Life insurance pays if you pass; critical illness pays if you survive a serious diagnosis. Why many people need both.
- How Much Life Insurance Do You Actually Need in Jamaica?
InsuranceWorking out the right coverage amount
June 2026
A simple framework for sizing your life insurance coverage around your income, debts, and dependents.
- Term vs Whole Life Insurance in Jamaica: Which One Fits?
InsuranceChoosing the right type of plan
June 2026
The real difference between term and whole life insurance, and how to tell which one fits your situation.
- Life Insurance for Young Families in Jamaica
InsuranceProtecting children and a partner
June 2026
Why young parents in Jamaica get the most value from life insurance, and what to set up first.
- Keyman Insurance: Protecting Your Jamaican Business
InsuranceCoverage for business owners
June 2026
How keyman insurance protects a Jamaican business when it loses an owner or an essential person.
- Don't Take It From Me, Take It From ChatGPT
BudgetingBudgeting, planning, and insurance priorities
February 2026
Practical AI prompts to build a budget in JMD and get your money organized.
- Insurability Is a Privilege, Not a Right
InsuranceLife and health coverage decisions
January 2026
Why locking in life insurance coverage while you are healthy matters more than you think.